Course Synopsis

Section 1: Setting Goals

Every successful retirement plan has a successful beginning…the game plan. Your financial requirements will largely be determined by your anticipated lifestyle. Will you travel? Will you stay home with the grandchildren? Will you start a new career or serious hobby? It is hard to hit a target if you don’t have one! What is the best way to manage debt? We are living much longer than our parents and grandparents. Our money needs to last longer, how do we plan accordingly?

Section 2: Considering the costs

What retirement lifestyle are you anticipating? What will this lifestyle cost? Are you prepared to retire or is a second career in your future? Addressing the effect of taxes and inflation as well as the increasing cost of healthcare and medical expenses is vital when planning your retirement. Many people think they might have enough to retire but only 48% of individuals still working report that they or their spouse have tried to calculate how much they will need to save for retirement (Employee Benefit Research Institute’s 2015 Retirement Confidence Survey, 2015).

Section 3: Nest Egg Sources

Your retirement Nest Egg is the combination of all of the sources you will rely upon to provide income throughout your retirement years. This section will expose concepts available with each source like when to apply for Social Security, how to collect your pension, managing RMDs and other strategies that may ensure a lifetime of income.

Section 4: Estate Planning

Wills, trusts, inheritance taxes, gift taxes, income taxes, capital gains taxes, probate, conservatorship, powers of attorney….does all of this matter? This section addresses your living estate as well as how to pass your assets to your heirs as tax efficiently as possible. Can you control the terms of your will after you die? Does your estate have to go through probate court when you pass? Learn how you can address some or all of these issues before or during retirement.

Section 5: Traditional Investments

An overall retirement plan often includes savings or investments that supplement Social Security and/or a pension. There are many options available, some very basic and others quite complicated. This course defines many of these different strategies and presents the Pros and Cons of each.

Section 6: Non-Traditional Investments

Retirement plans may also include less traditional components like real estate, collectables, and other unique and often illiquid strategies. These concepts will be introduced and further defined by the Pros and Cons of each.

Section 7: Protecting Your Assets

The unexpected peril is the greatest enemy of a good retirement plan. How do you protect your assets during retirement? Too much protection is expensive, but not enough can be a disaster. How do we calculate the right amount? Alternative Long-Term Care programs can be less expensive and easier to control than traditional insurance programs. Do you still need life insurance or are you already self-insured? What does Medicare cover?

Section 8: Strategies

When taking income at retirement, it is important to maintain control of your nest egg and stay flexible in a constantly changing environment. Learn alternative strategies designed to maintain control of your money and maximize your efforts. Beneficial cost saving ideas will be discussed in this section.

It was great to cover the basics of retiring all at one time.


This course provided me with the information to begin planning for my retirement.


The material and presentation was well worth the time.


The testimonials may not be representative of the experience of other attendees and are no guarantee of future performance or sucess.